You're all suited up and the water's fine but now what do you do?  Exercising in water is a safe, fun way to achieve total body fitness but you'll need to do more than splash around to reap those benefits.  Try these five moves to tone your muscles and rev up your entire cardiovascular system.

1) Kick it. Grab a kick board and warm up with a few laps across the pool and back.  Start out slow then gradually increase kick-speed and strength.  Add fins for extra speed, fun and resistance.

2) Play ball. Beach balls provide the perfect resistance tool for water exercise.

  • Hold the ball and stretch your arms out in front of you. Stretch your legs straight behind and float on your belly. Your face can be in or out of the water. Pull the ball under the water and as close to your thighs (creating an underwater arch) as possible. Your body will lift out of the water. Pull your abs tight, take a breath and bend your elbows as you return to your starting position. Repeat this motion for 30 seconds to one minute.
  • Stand with your feet touching the pool bottom. Hold the ball and stretch your arms in front of you. Pull the ball under the water and use it to trace a large circle on your right side. Pull your abs tight. Repeat five circles. Switch sides and trace five circles on your left.

3) March madness. Start with your feet touching the bottom of the pool, your shoulders underwater and your head above water.  Bend your arms at your elbows and march in place. Extend your arms and legs as far as possible with each stride.  Point your toes and create as smooth and precise moves as possible.  Continue for two minutes.

4) Tummy tuck. Place your back against the pool wall and your arms extended on either side, holding on to the wall.  Pull your knees to your chest and straighten your legs (toes pointed). Move your legs to the left, to the right, straight in front and then pull your knees back to your chest.  Put them back on the pool floor and repeat ten times.

5) Big stretch. Face the pool wall and grab it with both hands.  Place your feet flat against the wall.  Start out with your head, shoulders, knees and butt folded close to the wall then extend as far as possible (without locking your elbows and knees), creating a C-shape.  Stretch, hold for ten seconds and return to starting position.  Repeat ten times.

While this should get your water exercise program started, many standard floor exercises can be adapted to work in the pool.  Try jumping jacks, side stretches and knee lifts.  Play around with gloves, fins, foam "noodles," flotation devices and other pool toys and make the pool your favorite gym.